Attention homeowners in Shedd and Linn County: Get an Appraisal today!![]() Here are the top 7 reasons OR homeowners order from Elite Appraisals:
Own a home in or near Shedd, OR and need help deciding the value of it?
At Elite Appraisals, we understand the particular needs of a homeowner looking for appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For Sale By Owner/Pre-Listing ServicesIt's very hard to be objective about your home because you probably have an emotional attachment to it. Professional appraisers, like the ones at Elite Appraisals, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much you think your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value conclusion than yours. Need to cancel PMI?Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable way to cut costs for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your home. In most cases you can apply to a lender to have the PMI canceled from your loan. We are experts in helping homeowners just like you get rid of unneeded and unwanted PMI insurance. Challenge a property tax assessmentIf you live in an area that is going down or is not appreciating as much as other homes close by, your local tax assessor may have your house overvalued. That only means you're most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. When contesting your property tax assessment, getting a professional appraisal from Elite Appraisals is your #1 weapon. HELOC recently frozen?Even if your specific property has not declined in value, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. Not only can this be annoying from a cash flow point of view, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Elite Appraisals can provide you with an expert appraisal to help you reinstate your HELOC. Do You Need Field and Desktop Appraisal Review Services?Do you need an expert to double-check your appraisal for verity, or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in question in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal report? Elite Appraisals can help with that too. While typically requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your home. |